Patrick Phang
No Introduction Needed • American Express [Credit Card, Malaysia]
The benefits jumping from Top tier to mid and low tier are drastically different. The Gold and Green cards seems totally out of the league.
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ABOUT THE OPTIMIST
Patrick Phang
Malaysian based in Thailand
"To inspire and be inspired by fulfilling our lives with utilisation of things around and creating the 'worth it' feelings."
The story of fascinating in credit cards' game happened few years ago. I am highly inspired by major financial Youtubers based in the States (CreditShifu, AskSebby and Brian Jung)
Back in South East Asia, I could barely find contents similar to what they had created. Then, I asked myself, WHY don't I create contents about it, from my insights.
I believe YOU, who are reading this sentence now is looking for more resources to get the "worth it" feeling by utilising every cents you have had already spent.
Please follow my Facebook Page too.
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Patrick Phang
The Best Looking Card • [Credit Card, Malaysia]
Disclaimer: The article and product(s) that is/ are mentioned are non sponsored. All insights are based on personal opinions and...
Patrick Phang
Starting from Mid-Tier • UOB [Credit Card, Malaysia]
Despite the icon of travel card, there is neither "special" mileage redemption rates nor airport lounge access. Unfortunately.
Patrick Phang
Don't be Fooled by Multipliers • HSBC [Credit Card, Malaysia]
You would need some "Relationships" with HSBC before applying for these cards.
Patrick Phang
Don't Go with The Flow • Hong Leong Bank [Credit Card, Malaysia]
Share this post to your Doctor and Dentist mates, to get a free Visa infinite card to indulge their next flying experience with MAS.
Patrick Phang
Too Much choices Is "No Choice" • Maybank [Credit Card, Malaysia]
As a popular Chinese saying "To win a card game, the cards on hand does not really matter. What's matter is how you are going to play it."
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For any enquiries or if you are interested in sharing your insights, please feel free to drop by an email.
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